Virginia State Requirements

Resident Requirements

Licensees must complete at least 16 hours of CE if only one license is held, and 24 hours with at least 8 hours in each license type if two or more licenses are held.

Three (3) hours must consist of insurance ethics material, which may include material on insurance law and regulations.

No more than 75% of required credits may come from agency-sponsored or company-sponsored courses. Please visit for more information. AOIS’s online courses are categorized as non-company/non-agency sponsored.

Annuity Requirement

All producers currently licensed to sell, solicit, and negotiate annuity products in Virginia, must complete a one-time annuity training course approved for at least 4 hours. All producers must complete this training prior to selling, soliciting, or negotiating such products. *Residents must take a Virginia approved courses.

Virginia has issued a notice reminding licensees who sell flood insurance of their requirement to comply with the minimum training requirements established by FEMA and the National Flood Insurance Program.

Non Resident Requirements

Non-resident producers are eligible for compliance based on reciprocity between the laws of Virginia and all other states. Non-residents must submit CE filing fee to the CE administrator by February 28th following the end of the compliance period. Non-resident agents selling partnership LTC must comply with the Virginia training requirement.

Long-Term Care Training

Agents wishing to sell long-term care partnership policies in Virginia must complete an initial 8 hour training program prior to selling long-term care Partnership policies and 4 hours of ongoing training biennially thereafter. The training must be approved for continuing education and follow the content guidelines established by rule. Two of the hours of both the initial and ongoing training must consist of Virginia specific content. Training completed for another state can be used to satisfy the non Virginia-specific portion as long as the training is CE approved and identified as CE for long-term care. Insurers are responsible to verify that their agents have received the training and provide documentation to the Bureau upon request.

Course Repetition

Course repetition is not permitted within the compliance/renewal period. Please note that agents cannot receive CE credit for a course taught in alternative formats (a classroom course, online course, etc.) if the course material is the same.

Proctor/Monitor Requirements

A proctor is not required to complete your online exams.

CE Completion Reporting

AOIS reports course completions electronically to Sircon every few days.

Resident agents must pay the biennial nonrefundable continuance fee. The fee must be paid before any earned credits will be applied to the CE requirements. This fee is due by November 30.

To pay your $20.00 processing fee:

  1. Go to
  2. On the left menu, click the "Pay Continuance Fee" link
  3. Follow the prompts on the web site to pay by credit card
  4. If you have any questions, please contact Sircon at 1-800-420-5644

Period Requirements

Virginia resident and nonresident licensees must complete their CE requirements by November 30th of every even-numbered year.

Carryover Requirements

Carryover credits can be carried over to the next biennium.

Reporting Requirements

Report within 30 days of completion. Need agent’s VA license number or NPN to report.

Instructor Credit

Individuals acting as instructors for continuing education courses receive the same amount of CE credit as his or her students receive for taking the class. This credit may only be claimed once per biennium.


Individuals who are at least 65 years old and who have held a Virginia license for 20 consecutive years are exempt from CE requirements. Individuals who are at least 65 years old and continuously licensed for the preceding 4 years and hold a license authority in VA for at least 20 of the preceding 30 years may also be exempt from CE requirements.

Acceptable Training Methods

  • Online (Internet Delivery)
  • Correspondence (Print)
  • Company Seminars
  • Classroom
  • CBT/CD-ROM (Computer-Based Training)

License Renewal Process

Resident and nonresident licensees can renew their licenses here.

CE Exemptions

The following are exempt from CE requirements:

  • A resident or nonresident producer who is at least 65 and can demonstrate that he or she has held any combination of resident or nonresident Virginia licenses of equivalent type continuously for at least 20 years
  • A resident producer who is at least 65 and will have held a Virginia resident license continuously for no fewer than 4 years by the end of the compliance period and can furnish proof of having held equivalent license authority continuously in other states for an additional 16 years, for a total of 20 years of continuous licensing
  • A producer who is at least 65 by the end of the compliance period and has held a resident Virginia license continuously for the past 4 years as well as holding the same license authority for twenty of the past thirty years in Virginia without interruption by license revocation or commission termination
  • Individuals who hold a limited line license, such as credit life/health, travel accident, and travel baggage insurance producers
  • Nonresident producers in good standing with their home state CE requirements. Nonresidents are still required to pay processing fee.
  • Individuals may request a waiver with good cause; submit to Pearson Vue
  • Individuals who are licensed in the even-numbered year of the biennium are exempt from continuing education for the current biennium only. However, if you do take any CE courses in the current biennium, you must pay the $15 continuance fee within the deadlines specified in the compliance schedule to have the courses applied to carry over for the subsequent biennium.

Helpful Links

License number look up

Check your license status

Renew your resident and nonresident licenses online

Virginia Bureau of Insurance


This information is based on state laws and regulations and is subject to change. AOIS makes every effort to make sure this information is current and accurate, however, AOIS is not engaged in rendering legal or professional advice and shall not be held responsible for inaccuracies contained herein.

For the most accurate and up to date information please visit the Virginia Bureau of Insurance.